Terms & Conditions
Last Updated: January 15, 2026
Agreement to Terms
These Terms and Conditions ("Terms") govern your access to and use of the Mcnvow Advisory Services Inc. website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access the website.
Nature of Services
Mcnvow provides consulting, advisory, and educational services related to financial literacy and regional development. Important limitations:
- Our services are advisory in nature and do not constitute legal, tax, investment, or securities advice
- We are not licensed to provide investment advice or securities trading services
- Information provided is for general guidance and should not replace professional advice specific to your circumstances
- Outcomes from development programs and funding applications cannot be guaranteed
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Mcnvow Advisory Services Inc. or its content suppliers and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
User Conduct
When using our website, you agree to:
- Provide accurate and complete information in any forms or communications
- Not use the website for any unlawful purpose or in violation of these Terms
- Not attempt to interfere with or disrupt the website's operation
- Not impersonate any person or entity or misrepresent your affiliation
Disclaimer of Warranties
The website and services are provided 'as is' and 'as available' without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free. We disclaim all warranties including, but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the maximum extent permitted by law, Mcnvow Advisory Services Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services. Our total liability shall not exceed the amount you paid for our services in the twelve months preceding the claim.
Indemnification
You agree to indemnify and hold harmless Mcnvow Advisory Services Inc., its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website, violation of these Terms, or infringement of any rights of a third party.
Governing Law and Jurisdiction
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the website shall be resolved exclusively in the courts of Ontario, Canada.
Dispute Resolution
Before initiating any legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us. If the dispute cannot be resolved within 30 days, either party may pursue formal legal remedies in accordance with the jurisdiction clause above.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified Terms.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.